Insurance

Jezza-7 · May 13, 2011, 06:40:16 PM

So a very modified g40 probably wouldnt come under it.

Dan-G40 · May 13, 2011, 07:05:04 PM

Just spoke to Lancaster Insurance, £340 on a limited mileage (3000) policy... I thought that was very reasonable tbh.. They want an extra £80 for an exhaust though...

Andy · May 13, 2011, 07:06:01 PM

It's worth asking - but will depend on the car and circumstances. My old man manages to insure his Jensen on a classic car policy despite it being significantly modified.

Etches · May 13, 2011, 07:15:37 PM

Pics of said Jensen!! Interceptor by any chance?

scotsjohn · May 13, 2011, 10:22:08 PM

HIC will do your G as a classic even if modded.

ereeiz · May 14, 2011, 10:01:42 AM

HIC Quoted me £400 6 weeks ago with full blend, suspension, ind. kit and a few other things. Parked on the drive, no security, Fully comp, ability to drive other cars, protected no claims (9yrs), 27yr old male with an SP30 2yrs ago. I believe my postcode is magic though, lol. Last time I checked I was in the lowest band area you could get luckily.

Thing with HIC is they don't charge you for mods (apart from a fee to update the policy) unless it significantly increases power, even then it's never much more than originally quoted.

Robin · May 17, 2011, 04:04:20 PM

I just got quoted £530 from Brentacre, £430 from Flux and £420 from Sky.

2 years no claims on the Polo (8yrs on the S2000).
all mods declared.
Cat 1 Alarm and Immo
5k miles a year.
3rd party fire and theft
3 points

Last year it was £310 from Flux.

Can't seem to get it any lower, i will ring HIC i think and see what they say.

samg40 · May 17, 2011, 04:21:12 PM

They will ask you whether you have been quoted by Flux and if they have they wont quote you as its the same company these days.

Robin · May 17, 2011, 06:06:40 PM

HIC will do it for £416 as a classic car so you don't use your NCB nor do you gain any. I will ring Flux tomorrow to see if they are willing to do it for £400.

Andy · May 17, 2011, 07:26:48 PM

Sky are always up for a haggle too.

I miss living in Cambridge every insurance renewal time - it had a decent postcode, even though I wasn't living in a great area at all. Now I'm in a nice area, but have a Coventry postcode = fail.

Robin · May 18, 2011, 01:28:48 PM

Insured for £405 with Flux.

Time for the Polo to come out to play! Oh yes!

scotsjohn · May 18, 2011, 04:29:51 PM

£248 including breakdown recovery with HIC. Could have gone down to less than £190 for basic fully comp. New policy is with declared mods and looking for an agreed value when finalised. Moostn't groomble.

gavin.starr · May 18, 2011, 05:21:48 PM

Quote from: scotsjohn on May 18, 2011, 04:29:51 PM
£248 including breakdown recovery with HIC. Could have gone down to less than £190 for basic fully comp. New policy is with declared mods and looking for an agreed value when finalised. Moostn't groomble.

who's that with fella

grungeisdead · May 18, 2011, 05:29:34 PM

HIC...

gavin.starr · May 18, 2011, 05:32:37 PM

Quote from: grungeisdead on May 18, 2011, 05:29:34 PM
HIC...

Doh I completely scanned passed that when I read it