insurance group?

Started by grayg40, January 20, 2010, 12:30:05 PM

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batten


grayg40

Quote from: Jezza-7 on January 21, 2010, 07:12:20 PM
Dont you have to be over 25 for classic insurance?
i think it goes by car age rather than your age, but i could be wrong

Varley

My area of expertise this lads, ABI rate it as a 15 for sure, 100%, although this is intended as a guide to consumers only, not a hard and fast rule which insurers are obliged to stick to.

If you ask your own insurer they will tell you the group they allocate it as. For example we rate it as a 63/99 where a broker support 99 groups, 15 where they support 20 group etc. others will be different and that's before we get into whether we choose to impose special terms or apply a load based on another factor (we apply an additional load to 4x4's for example)

I guess the main point to make is that any argument that you might have following being quoted more for a G40 than another car which is supposedly the 'same group' will likely result in disappointment!

tdh-syorks

Quote from: grayg40 on January 22, 2010, 08:01:14 AM
Quote from: Jezza-7 on January 21, 2010, 07:12:20 PM
Dont you have to be over 25 for classic insurance?
i think it goes by car age rather than your age, but i could be wrong

the car has to be over 15 years old and the driver(policy holder) must be over 25

lance

varley, where do you work?

Etches

Quote from: tdh-syorks on January 22, 2010, 02:29:06 PM
Quote from: grayg40 on January 22, 2010, 08:01:14 AM
Quote from: Jezza-7 on January 21, 2010, 07:12:20 PM
Dont you have to be over 25 for classic insurance?
i think it goes by car age rather than your age, but i could be wrong

the car has to be over 15 years old and the driver(policy holder) must be over 25

Not true this pal, i have a mate whos on classic car insurance at 18 with footman james

batten

yep thats true, i had classic insurance for my hillman imp when i was 17

Varley

Quote from: lance on January 22, 2010, 07:17:12 PM
varley, where do you work?

I'm a senior analyst for one of the big motor insurance companies in the UK. I work in pricing.