Can anyone recommend an insurance company that will sell me a reasonably priced limited mileage policy or similar for the G?
Because the G is relatively low mileage and in very good nick I only want to use it at weekends in the summer as a second car... Can't justify insuring it for 500-600 quid when I'll only be doing minimal mileage.
I was thinking if it would work out cheaper using day insurance but its a bit of a ball ache getting it insured everytime I wanna take it for a blast :-\
Brentacre
Quote from: hayesey on May 10, 2011, 07:58:19 PM
Brentacre
Thanks. Will give them a ring tomorrow, although their 30 day policy has come out at £468 lol
wont be good for everyone, there's no way around just ringing as many as you can. comparison sites are useless, especially for modified or slightly out of the ordinary stuff.
adrian flux are good for many too but they don't like my postcode
HIC for me, Brentacre couldn't get anywhere near them.
Sky Insurance for me, though Flux/HIC have been good in the past. Brentacre wanted over 5 times what Sky quoted for my Polo last year!
I'd say try Adrian Flux
You could look into classic car insurance if you have another car as your daily driver. (I think Adrian Flux do classic insurance.)
Quote from: G40supercharged on May 11, 2011, 01:09:49 PM
You could look into classic car insurance if you have another car as your daily driver. (I think Adrian Flux do classic insurance.)
They do, thats who im with.
Tried Adrian Flux, £800 a year lol for 3000 miles a year! That's from someone who has 8 years NCB, no points etc!
am with swinton. £350 for the year fully comp, 12k a year, and i've only got 6 years NCB
standard car
no no claims age 32, insured as a classic fully comp for £260 with performance direct. (was £180 last year) 3000 miles a year
Do all G40's come under as a classic car on insurance?
I think generally anything 10-12 years + is classed as a classic. From what I remember of trying to get classic insurance when I was younger, typically a lot of companies won't insure under 21's on a classic policy (this was 6yrs ago)
and its normally unmodified cars.
So a very modified g40 probably wouldnt come under it.
Just spoke to Lancaster Insurance, £340 on a limited mileage (3000) policy... I thought that was very reasonable tbh.. They want an extra £80 for an exhaust though...
It's worth asking - but will depend on the car and circumstances. My old man manages to insure his Jensen on a classic car policy despite it being significantly modified.
Pics of said Jensen!! Interceptor by any chance?
HIC will do your G as a classic even if modded.
HIC Quoted me £400 6 weeks ago with full blend, suspension, ind. kit and a few other things. Parked on the drive, no security, Fully comp, ability to drive other cars, protected no claims (9yrs), 27yr old male with an SP30 2yrs ago. I believe my postcode is magic though, lol. Last time I checked I was in the lowest band area you could get luckily.
Thing with HIC is they don't charge you for mods (apart from a fee to update the policy) unless it significantly increases power, even then it's never much more than originally quoted.
I just got quoted £530 from Brentacre, £430 from Flux and £420 from Sky.
2 years no claims on the Polo (8yrs on the S2000).
all mods declared.
Cat 1 Alarm and Immo
5k miles a year.
3rd party fire and theft
3 points
Last year it was £310 from Flux.
Can't seem to get it any lower, i will ring HIC i think and see what they say.
They will ask you whether you have been quoted by Flux and if they have they wont quote you as its the same company these days.
HIC will do it for £416 as a classic car so you don't use your NCB nor do you gain any. I will ring Flux tomorrow to see if they are willing to do it for £400.
Sky are always up for a haggle too.
I miss living in Cambridge every insurance renewal time - it had a decent postcode, even though I wasn't living in a great area at all. Now I'm in a nice area, but have a Coventry postcode = fail.
Insured for £405 with Flux.
Time for the Polo to come out to play! Oh yes!
£248 including breakdown recovery with HIC. Could have gone down to less than £190 for basic fully comp. New policy is with declared mods and looking for an agreed value when finalised. Moostn't groomble.
Quote from: scotsjohn on May 18, 2011, 04:29:51 PM
£248 including breakdown recovery with HIC. Could have gone down to less than £190 for basic fully comp. New policy is with declared mods and looking for an agreed value when finalised. Moostn't groomble.
who's that with fella
HIC...
Quote from: grungeisdead on May 18, 2011, 05:29:34 PM
HIC...
Doh I completely scanned passed that when I read it
HIC are pretty well up for modded cars and offer track day cover too. Also no hassle if you want to buy back a trashed car.