Club G40 Forum

Club G40 => General Chat => Topic started by: JimOw on March 08, 2009, 06:30:23 pm

Title: Insurance, Am I doing something wrong?
Post by: JimOw on March 08, 2009, 06:30:23 pm

Hi there,

I've been interested in G40's. Being 17 I expected really expensive insurance quotes, I've taken the number plate from a car I was emailed pictures from, and tried others yet it says £1,660, fully comp. Now that's pretty cheap for my age, but i was under the impression the insurance was very expensive for G40's?
"Vehicle - VOLKSWAGEN POLO 1.3 (90-94) CL COUPE 1272cc 3DR" is what it says.

Thanks,
JimOw

Title: Re: Insurance, Am I doing something wrong?
Post by: PeteG40 on March 08, 2009, 06:31:26 pm

its coming up as a cl - so yes!

Title: Re: Insurance, Am I doing something wrong?
Post by: JimOw on March 08, 2009, 06:35:56 pm

I used 3 of the ones from the For Sale section, Does this mean it's not an actual G40 or that the site just isn't picking the correct info up?

Title: Re: Insurance, Am I doing something wrong?
Post by: hayesey on March 08, 2009, 06:37:17 pm

probably means a g40 just isn't in the insurance company's database?  You'll need to ring them up I reckon but going off the quote of £1660 for a 1.3CL I'd make sure you are sat down when you ring  :'(

Title: Re: Insurance, Am I doing something wrong?
Post by: neil_dubgt on March 08, 2009, 06:49:25 pm

17....and a g40

oh dear lol



look at 3k for a quote :)

Title: Re: Insurance, Am I doing something wrong?
Post by: JimOw on March 08, 2009, 06:54:28 pm

haha :p  thanks for the replies everyone.
maybe i'll think about other cars

Title: Re: Insurance, Am I doing something wrong?
Post by: hayesey on March 08, 2009, 07:36:54 pm

a GT might be an idea, should be a fair bit cheaper on the insurance and are good fun cars.

Title: Re: Insurance, Am I doing something wrong?
Post by: jimbugalee on March 09, 2009, 09:02:52 am

I would say ring Brentacre, Adrian Flux or A-Plan.

G40 insurance isn't excessive for what you get ;) but I think being 17 you may stuggle.  Think I paid £1,600 for my first Mk1 Golf when I was 17!
I had my first G40 when I was 19 and I think the insurance was around £1,200.

Title: Re: Insurance, Am I doing something wrong?
Post by: hayesey on March 09, 2009, 09:21:52 am

I don't think Brentacre insure people under 19.

Title: Re: Insurance, Am I doing something wrong?
Post by: josé on March 09, 2009, 08:12:35 pm

I rung brentacre for an insurance quote after being told they were pretty good, ended up being quoted something like £1600ish third party, fire n theft which is what i expected due to being 20 with 6 points for no insurance and 2 years NCB,

I'd suggest ringing Adrian Flux they quoted me £686 third party, fire n theft which i very quickly accepted  :) as everybody elses quotes were like £2k plus!!

Title: Re: Insurance, Am I doing something wrong?
Post by: JimOw on March 09, 2009, 10:07:41 pm

Thanks for the replies everyone.

José, was this on a G40 or GT?

The quotes for GT's at the moment aren't bad, I'll keep searching - Thanks :)

Title: Re: Insurance, Am I doing something wrong?
Post by: tdh-syorks on March 10, 2009, 11:03:01 am

i remember the insurance on my first G40 was £2300, that was when i was 18

Title: Re: Insurance, Am I doing something wrong?
Post by: GTG40 on March 10, 2009, 05:05:22 pm

on go compare you can see what group your car is in

http://www.gocompare.com/car-insurance/model/volkswagen-polo.aspx (http://www.gocompare.com/car-insurance/model/volkswagen-polo.aspx)

G40s are group 15

Title: Re: Insurance, Am I doing something wrong?
Post by: josé on March 10, 2009, 05:19:32 pm

Yes mate G40 is what it says on my insurance certificate, i triple checked all the info i gave them cz i could'nt believe it,
Its also genuine G40 which is also on the logbook etc etc, thats also declared lowered.

But for a first car a GT is probably your best bet if your 17

Title: Re: Insurance, Am I doing something wrong?
Post by: JimOw on March 10, 2009, 09:44:19 pm

Ye well the good thing is my parents don't want me having just a 1.3 (result;)) as where I live is purely hills.
So a 1.3gt would suite well if i add them both as named drivers.

Thanks everyone :)

Title: Re: Insurance, Am I doing something wrong?
Post by: busy t on March 11, 2009, 12:05:29 am

Just get the g40, theres nothing like it. Just so long as when police check you have insurance it shows up as yes then you'll be ok. But if you crash then insurance won't pay out and you could be landed with legal costs.

Title: Re: Insurance, Am I doing something wrong?
Post by: tdh-syorks on March 11, 2009, 12:36:38 pm

stupid really, i drive a mercedes C230 kompressor as well and thats only insurance group 11, i think its ridiculous

Title: Re: Insurance, Am I doing something wrong?
Post by: vwmk3jon on March 12, 2009, 08:23:12 pm

The mercs probably a safer car! not a bean tin that can go quite quick!